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Why Asset Finance

Asset finance enables you to obtain funding for the purchase of assets you need to grow your business. Paying cash for machinery or vehicle purchases can be a significant drain on your working capital. With asset finance, payments are spread over an agreed term and cash flow is eased through regular payments.

A wide range of assets can be financed including plant and machinery, commercial vehicles and a variety of machinery and equipment used in manufacturing and engineering. The deal sizes can range from 5,000 to 10 million.

Benefits of asset finance include:
  • Assets are financed by the revenue they generate while they
    are in use

  • Asset finance does not tie up working capital or stock funding

  • Fixed and variable rates are available

  • Depending on the situation you may benefit from tax advantages

  • Leasing can involve low initial outlay
Asset finance products
  • Hire Purchase
    - a repayment facility where you own the equipment at the end of the period

  • Finance Lease
    - a facility that gives you the benefits of ownership while spreading the cost of the VAT

  • Operating Lease
    - with a residual payment at the end, you can reduce your monthly outlay

  • Refinance
    - release capital in your existing construction machinery